About us

Price Comparison websites are a great way of getting several insurance quotes quickly. The problem with most of them is that all they give you is a list of prices – and often from insurance companies you’ve never heard of.

Whilst price is obviously a crucial factor, experienced drivers know that if you’ve ever had to make a claim there’s much more to insurance than just the premium. If you’ve had an accident and your car has been in the garage for a week you’ll know how essential the courtesy car was. If you’ve ever been hit by an uninsured driver you’ll appreciate the true value of legal expenses cover.

Confident Cover is different
Confident Cover does things differently. Unlike many comparison sites you can compare both price and policy features. Using the ConfidentComparatorTM you can…

  • Change the way that search result are displayed – according to your personal priorities,
  • Display side-by-side details about up to three insurance policies – so you can see at a glance the difference between a “bargain” policy and a “fully featured” one,
  • Be sure that the insurers we work with use all the information that you provide so when you click through to their website to buy the policy, the price won’t change unless your details have.
Who is Confident Cover?
We are not an insurance company or broker, but a dedicated team of insurance professionals backed by Saga Group, the multi-billion pound financial services to travel group specialising in products and services for the over 50s. Whilst Confident Cover is owned by Saga, we do not prioritise Saga Insurance in any way: we give all of our insurers the chance to quote for your business and the initial results listing is in strict ascending price order.

What do the Over 50s want from car insurance?
Cheap car insurance is important but research shows that policy benefits rate highly too.

In a recent survey* motor insurance buyers were asked to rate the importance of different policy features and services. The figures below show the percentage of respondents who rate the feature as extremely or very important…

1. High no claims discount 75%
2. UK-based call centres 70%
3. Protected no claims discount 70%
4. Legal expenses cover included 58%
5. Courtesy car provided 53%
6. Being insured by well-known insurance company 50%
7. Personal Accident cover 49%
8. Emergency any driver cover 43%
9. Cover for driving other cars 42%
10. Low level of excess 42%

* Telephone survey conducted in May 2007 by Saga's Research Department with 203 people who had contacted Saga during April 2007 for a motor insurance quote.

Which insurance companies do we work with?
We’re working hard to bring you a broad selection of mainstream insurers who provide policies with features of interest to the Over 50s. Our list is growing all the time and we are not tied to any one of them. Currently we have the following companies on board:

 
 
 
 
 
 
 
 


How does it work?
You enter your details and we pass these to the insurers on our list. In less than a minute, we display a personalised quote from each of them. You compare them – and you choose. The price you pay is their premium – we do not add a penny of commission to it.

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